Information on Home Loans & Mortgage Rates

Leaving no stone unturned is easier said than done sometimes during the course of a home purchase. Even with the process of due diligence, a knowledgeable real estate agent, and a comprehensive home inspection, occasionally prospective home buyers make assumptions or simply don’t know all the questions to ask. Here are three more to add [...]

Focusing on the largest city of each state plus Washington D.C., Bankrate recently completed a nationwide survey to determine the most and least expensive states for mortgage closing costs. Closing costs refer to any fees associated with the sale of a home including but not limited to title insurance, loan origination fees, appraisal fees and [...]

HomeSteps is a real estate sales division of Freddie Mac, a Federal Home Loan Mortgage Corporation. When a home is being sold through the HomeSteps program, this essentially means that the home has gone into foreclosure and is now placed on the market by Freddie Mac in an attempt to recover some of their losses. [...]

House hunters in the Garden State may be in for a pleasant surprise, thanks to recent reductions in several markets and historically low mortgage rates. Although NJ has the highest percentage of millionaire households in the nation, most of the state has affordable homes for sale. Here’s a sampling of what you may be able [...]

Since the mortgage crisis began in 2008, Americans have suffered the ups and downs of a sometimes fickle and unforgiving market. Bouncing back has not been easy, and many speculate whether or not we have hit the proverbial “rock bottom”.  A leading indicator as to how things are actually going can be somewhat revealed by [...]