HARP Refinance Eligible??

HARP, also referred to as DU REFI PLUS or the Obama Refinance program, has some basic eligibility guidelines which potential refinance homeowner’s must meet.

The minimum requirements for the HARP refinance program:

  1. Your loan must be backed by Fannie Mae or Freddie Mac.
  2. Your current mortgage must have been purchased by the agencies prior to June 1, 2009.
  3. You will also need to have made no late payments in the last 6 months, and no more than 1 30 day late in the last 12 months.

If you currently have an FHA, VA, USDA or non-conforming loan you will not be eligible to participate in the HARP 2.0 refinance program. You may have other refinance options, but HARP is not one of them.

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